Your clutter isn't giving you what you need

unlock the value of your stuff

With Lendy, you have a new option to clear out your space or increase cash flow for when you need money.

Clean up the clutter, leverage what you already have in your home and move forward

Valuables on a table worth getting a loan on
How collateral loans work

The Lendy way

how it works

Create a profile where you can share items (or an entire space full of items) you want to sell outright or get a loan on. Lendy will assess the value of the items and make you an offer.

On a sale, you have the option to pay it forward to help someone who needs a loan. On a loan, make monthly payments until the loan is paid off in full, then the item is delivered back to you free of charge.

get rid of your stuff and...

pay it forward

Send us pictures and a list of stuff you’ve got and we’ll happily come take it off your hands. When we sell your items, we put a big chunk of that money into a pool to lower our interest rates for those who need it. Our dream is to be able to provide interest-free collateral loans to families across Canada that need a little boost to get life back on track.

pay it forward helping hand

Value comes in many forms

the lendy benefits

Fast Cash

We can put money right in your pocket leveraging what you already have in your home

Simple Process

You send the pictures and your ideal price and we'll make you an offer!


Full pick-up and storage for any-sized item on offer.

Selling Your Stuff

Reclaim your space

You're staring at a bunch of stuff that's in your way. It no longer suits your lifestyle and you wish it was just gone.

Free that space up for better uses, or a better mindset.

Selling Your Stuff

Get your time back

Selling stuff online is a pain. Finding a buyer means answering a lot of questions, planning to meet, and then often they never show.

By the time you do sell your item, you're not sure if it was worth the hassle.

Selling Your Stuff

Be Sustainable

Your stuff might not find a new home when you put it on the curb. Often it gets ruined, or it ends up at the dump.

Let's reduce waste and give your items a second life.


Protect your Score

Your items are the collateral for the loan, not you. There are no credit checks needed, and working with Lendy won't impact your credit score


No Fine Print

Collateral loans given with a transparent fee structure


a way out

Skip the loan and sell direct to Lendy if you need cash, but don't want your stuff back.

Walk away from the loan if it no longer suits your needs.

Curbside pickup in your neighbourhood loans

glad to be your neighbour

service where you live

Hassle-free, safe, and convenient pickup and drop off service is part of the incredible Lendy experience. We currently offer same day or next day pick up services in the following areas:

  • Greater Toronto Area
  • Brampton
  • Mississauga
  • Caledon
  • Hamilton
  • Cambridge
  • Niagara
  • Barrie
  • Innisfil
  • Kitchener-Waterloo
  • Guelph
  • Pickering
  • Newmarket
  • Vaughan
  • Oshawa
  • Oakville
  • St. Catharines
  • Markham

Outside our service area? Get in touch! Lendy can get creative with getting your items to us so we can help you unlock the value of your stuff!

Ready to get rolling?

Send us a brief description of your item(s) and a few pictures, and Lendy will take care of the rest.

Lets Get Lendy Pinball

do debt better

Lendy is a platform that aims to help Canadians clean up their debt by leveraging what they already have